Loan Officer - Bilingual

Description

• Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
• Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors’ offices, and relevant locations. Conduct regular “First Time Homebuyer Seminars” in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company’s offerings, obtain loan applications, and attend closings.
• Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
• Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
• Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.

Requirements

• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
• Minimum of 3 years of Loan Originating experience
• A genuine passion for delivering exceptional experiences to customers
• Proficient in using standard office software (e.g., Microsoft Office Suite)
• We regularly have open Loan Officer positions all across the US. If you are a bilingual Loan Officer in CO, FL, NC, SC, TN, or TX, consider applying here!*
• Bilingual in English and Spanish required.
• Self-starter and able to work independently
• NMLS License & specific State license or be (willing to get within 30 days of employment)
• Proficient in using mortgage industry software and tools
• Fluent in Spanish -Speaking and Writing (preferred)
• Valid driver’s license and dependable mode of transportation
• Four-year college degree (preferred)
• Highschool Diploma or Equivalent

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance