Loan Review Senior Consultant

Overview

Review and assess loan portfolios for compliance and risk, providing guidance and coaching.

Key Responsibilities

• credit assessment
• risk analysis
• compliance review
• document review
• process improvement
• client advisory

Tasks

-Use relevant experience and research skills to think beyond the policy/procedures and assist clients on complex issues or ideas that benefit the client -Provide guidance, coaching and feedback to less experienced team members and serve as the first point of contact for their questions -Contribute to business development work as assigned -Document observations and variations and discuss with the client -Document compliance with loan policies, lending procedures and applicable regulations -Apply lending/credit policy, product and loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness -Conduct activities consistent with established banking policies, procedures and systems, including the Bank Secrecy Act and all applicable State and Federal laws and regulations -Examine credit risks within loan portfolios and the appropriateness of risk grades for the loans reviewed -Work on internal projects, propose time saving measures and contribute to team goals -Review documentation relating to originations and renewals, appraisals, collateral, insurance, flood certification(s) etc -Review samples of commercial loans to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements

Requirements

• bachelor’s
• 10+ years
• credit underwriting
• financial modeling
• regulations
• risk management

What You Bring

-Ability to effectively communicate any weaknesses in loan administration or other matters requiring attention with clients -Bachelor’s degree in business, finance, accounting, or related field -Knowledge of the latest financial regulations and compliance standards -10+ years of experience with credit underwriting, portfolio management, commercial lending, regulatory review, or loan review; experience with loan workouts or distressed credits is preferred -Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and required documentation -Strong analytical skills and proficiency in financial modeling. Experience with loan review systems preferred -About 10-20% travel to client locations in IL and WI -Proactive nature and ability to think outside the box -Exceptional understanding of regulatory policies and financial risk management

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About Wipfli

-Focus on driving growth and efficiency in healthcare, financial services, and manufacturing. -Consultants and advisors provide tailored solutions with deep industry knowledge. -Notable for its ability to help organizations with complex financial reporting, compliance, and operational challenges. -Consistently recognized for high-quality results and long-term client relationships. -Optimize strategies, technology, and people for sustainable success.

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