Senior Credit Analyst
Renovo Financial
Provides financing solutions for real estate investors and developers in residential & commercial sectors.
Description
credit analysis
loan structuring
risk assessment
data compilation
policy maintenance
executive summary
The position of Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans, & is the right-hand credit resource for Renovo’s VP of Lending. Their primary responsibility is to assist Renovo in writing quality loans swiftly, accurately, and efficiently with little compromise to production. This position is eligible for overtime.
- Coordinates with VP of Lending to manage the existing portfolio in regards to loan extensions, modifications and covenant tracking
- Responsible for maintaining the integrity of the existing Credit Policy and making updates to the policy as needed.
- Oversees the vetting process for potential new appraisers
Facilitates effective communication between the VP of Lending and Credit Committee
Risk Identification & Mitigation - Did you appropriately analyze the risk of the deal and determine potential mitigants?
- Makes recommendations and works with VP of Lending to structure loans and mitigate risk.
- Assists VP of Lending in performing pre-qualification assessment and analysis of Borrower’s financial condition
- Compiles data from credit bureaus, tax returns, and statement of assets etc. for analysis
- Prepares clear and precise executive summaries for presentation of proposed loans
Requirements
credit analyst
real estate
3 years
community bank
problem solving
- Supports the VP of Lending during Credit Committee by demonstrating knowledge of the pertinent information for each deal.
The ideal candidate for this role is someone who has at least three years of experience as a real estate Credit Analyst at a community bank or private lender.
Effective Problem-Solving
Benefits
Renovo offers full-time employees a 401k plan with employer matching, paid time off, observance of company paid holidays, medical, dental, vision benefits for employees and their dependents, voluntary benefit offerings (life insurance and short-term disability), pre-tax FSA, commuter and dependent care benefits, maternity/paternity, hybrid work schedule, and more.
Training + Development
Interview process
Visa Sponsorship
Security clearance
Overview
- Founded with a mission to offer customized financing solutions to real estate investors and developers.
- Specializes in funding for residential and commercial property renovations, developments, and projects.
- Offers flexible loan structures tailored to the unique needs of the real estate sector.
- Provides financial options to help investors maximize returns and streamline property transactions.
- Possesses expertise in real estate lending, making it a trusted partner for large-scale renovation projects.
- Focuses on providing quick access to capital for time-sensitive property opportunities.
- Known for a transparent, hands-on approach in guiding clients through the financial process.
- Works with both seasoned developers and those new to the real estate market.
Culture + Values
12 Weeks Leave
Maternity & Parental Support
Generous parental leave policy encourages work-life balance with 12 weeks off for new mothers, including a return-to-work program.
10% Pay Gap
Equal Pay Initiative
The company maintains a low gender pay gap, with a documented equal pay policy to ensure fairness across all roles.
10 Years Service
Long-Term Incentive
After 10 years of service, employees are rewarded with a sabbatical, recognizing their dedication and contributions.
- Values drive the heartbeat of our company. We have four success pillars that foster a fruitful, empathetic, and inclusive work environment.
- Collaboration: The best outcomes are achieved when we work together—between team members, across departments, or with our clients.
- Open door policy with transparent communication and team-based strategic planning.
- Flexible work schedule with hybrid/remote options, onsite gym, catered lunches and company-sponsored outings and happy hours.
- Performance culture: 401(k) matching, performance bonuses, documented equal pay policy.
Environment + Sustainability
2030
Net Zero Target
The company aims to achieve net-zero operational GHG emissions by 2030.
10 million tons COâ‚‚
Cumulative COâ‚‚ Reduction
A commitment to reducing cumulative COâ‚‚ emissions through renewable power plant development by 2030.
- Expanded decarbonization products & services, risk-sector phase-out strategies, enhanced portfolio GHG emissions analysis & targeting.
- Engagement strategy with customers, regulators, investors and NGOs to support decarbonization transition and sustainable finance.
Inclusion & Diversity
10% Pay Gap
Gender Pay Equity
The company ensures a minimal mean gender pay gap, promoting pay equity.
4.5 Rating
Glassdoor Diversity Score
An impressive diversity and inclusion score according to Glassdoor.
4.5/5 Reviews
Diversity Sentiment
Reviews highlight strong commitment to diversity.
4.4/5 Culture
Employee Culture Feedback
Employee sentiment reflects positive company culture.
- Hiring practices that promote gender diversity and a highly diverse management team.
- Benefits include parental leave (maternity/paternity), flexible schedule, and commuter/dependent-care support.