Senior Insurance & Risk Specialist

Overview

Provides expert insurance guidance, risk assessment, and program strategy for construction projects.

Key Responsibilities

• policy audits
• coverage analysis
• tool development
• contract review
• data validation
• program monitoring

Tasks

-Perform quality control audits by reviewing insurance policy documentation, endorsements, and coverage structures for accuracy, consistency, and alignment with binding instructions -Supporting the development and resolution complex or disputed claim, providing input on claims strategy, coverage interpretations, reserve adequacy, and settlement negotiations -Provide guidance, direction and coaching to the risk management team by developing technical resources and learning materials, sharing insights from industry developments, and facilitating risk managing training sessions -Prepare technical analyses to support coverage placements inclusive of traditional insurance and captive insurance placements, and recommend appropriate coverage structure, limits, terms, and retention levels -Contribute to the development of strategic initiatives such as expanding coverage lines, refining risk appetite, or evaluating alternative risk financing structures -Act as a resource for the Director, providing technical insight and subject matter expertise that informs strategic decisions, insurance program structure, and stakeholder communications -Assist the Director in developing and implementing insurance-related policies, procedures, and internal controls to promote consistency and enable risk-informed decision-making across the organization -Provide training, education, and ongoing support to project and operational teams on risk and insurance matters -Monitor insurance program effectiveness, claims trends, market dynamics, regulatory changes, and emerging risks to identify gaps or inefficiencies and improvement opportunities -Contribute to the creation and implementation of smarter tools that improve the efficiency and accuracy of policy management, claims tracking, and compliance monitoring -Build strong relationships with corporate and operational teams to support compliance, enhance insurance awareness, and improve the overall effectiveness of the insurance program -Participate in complex contract reviews and project specific risk assessments and contract reviews, providing technical guidance on risk-related contract provisions, risk transfer strategies, coverage structure, and appropriate risk controls to mitigate uninsurable risk exposures -Assist with the preparation and validation of exposure data, insurance applications, loss runs, and any other data or documentation required to be provided to any underwriters in connection with the renewal of the company’s corporate insurance program -Support the Director by contributing to budgeting, resource planning, employee performance evaluations and development goals -Conduct due diligence on risk and insurance issues for M&A transactions

Requirements

• cip
• crm
• fcip
• 8+ years
• construction risk
• ccip

What You Bring

-Experience in developing and implementing insurance-related policies, internal controls, and compliance monitoring tools -Strong analytical and problem-solving skills, especially in coverage interpretation and contractual risk allocation -Experienced in analyzing and negotiating construction contracts to ensure effective risk allocation and optimize insurance-based risk transfer -Professional designations such as CIP (Chartered Insurance Professional), CRM (Canadian Risk Management), or FCIP (Fellow Chartered Insurance Professional) are highly desirable -Adept at communicating technical insurance matters to non-insurance stakeholders, including operations, legal, finance, and executive leadership -8+ years of experience in commercial insurance with an emphasis on complex construction-related risks -Demonstrated expertise in designing and procuring corporate insurance placements and project-specific insurance programs (e.g., CCIP, OCIP, wrap-ups), -Proven ability to provide guidance and coaching to the risk management team with a focus on building technical insurance expertise within the team -Familiarity with captive insurance programs and M & A due diligence is an asset -Strong understanding of the Canadian and U.S construction insurance market and regulatory requirements

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About Graham

-From humble beginnings, the company has expanded its operations across the UK and internationally. -Specializes in delivering complex, large-scale projects in sectors like energy, infrastructure, and residential. -Has a proven track record of successfully completing projects in both the public and private sectors. -Known for managing intricate projects with diverse technical requirements. -Focus on quality and innovation in the construction industry.

Sector Specialisms