Credit Analyst

Description

➢ Undertake additional job roll-related tasks as necessary to support the company's mission and operations.

➢ Review client credit profiles to assess credit limits, risk levels, and payment terms.

➢ Monitor and track overdue accounts across assigned regions; implement collection strategies.

➢ Conduct regular reassessments of client creditworthiness to ensure ongoing risk control.

➢ Analyse Arabic credit reports, notarized contracts, and legal documents

The Credit and Collection Analyst will be responsible for review client credit profiles to assess credit limits, risk levels, and payment terms.

➢ Regular Visit to customer sites to assess customer Credit Worthiness and collections and resolve disputes

➢ Prepare and maintain reports on overdue accounts and high-risk clients.

➢ Collaborate with Sales, Legal, and Finance teams to evaluate receivables risk and issue credit recommendations.

➢ Send the required report to all stakeholders as per requirements. Work closely with internal departments, including Marketing, Operations, Parts, Service, HR, Finance, Warehouse, and Logistics, to ensure seamless coordination.

➢ Support legal recovery efforts through promissory notes, notarization, and litigation when necessary.

Requirements

➢ Compliance with credit policies and financial regulations.

➢ Bachelor’s degree or higher in Finance, Accounting, Risk Management, Law, or a related discipline.

➢ Efficiency of collection processes and customer dispute resolution.

➢ Strong communication and negotiation skills; ability to work under pressure.

➢ Excellent negotiation and communication skills.

➢ Timeliness and accuracy of credit risk assessments.

➢ Knowledge of local financial regulations and credit risk management best practices.

➢ Proficiency in English and Arabic language is mandatory.

➢ Attention to detail and accuracy in financial reporting.

➢ Solid understanding of corporate credit review procedures and financial statement analysis is mandatory.

➢ Ability to work under pressure and manage multiple accounts effectively.

➢ Familiarity with receivables collection processes, instalment contracts, and legal enforcement mechanisms.

➢ Strong analytical and problem-solving abilities.

Benefits

➢ Reduction in overdue receivables and bad debt ratio.

Training + Development

Interview process

Visa Sponsorship

Security clearance