Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans. Discusses recommendations and alternatives for solving difficult loans with Underwriting Manager.
Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions.
Research agency & investor guidelines to ensure compliance with UW standards.
Manually underwrites Conventional and Government loan products when required.
Reviews and approves AUS case files for accuracy, completeness & issues initial approval.
Requirements
customer service
detail oriented
communication
income calculation
research
underwriting
Good customer service focus with eye for detail.
Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
Ability to calculate income for borrowers with variable, self-employed, etc. as needed.
Ability to research and evaluate given information relative to underwriting guidelines and lender requirements.