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M/I Homes, Inc.

Underwriter I

Company logo

M/I Homes, Inc.

Builder of high-quality homes in diverse markets across the U.S., focusing on residential properties.

Underwrites and reviews mortgage loan applications for FHA, VA, and Conventional loans.
12 days ago ago
Intermediate (4-7 years), Experienced (8-12 years), Junior (1-3 years), Expert & Leadership (13+ years)
Full Time
Columbus, OH
Office Full-Time
Company Size
2,000 Employees
Service Specialisms
Construction services
Project Management
Property Development
Design
General Contractor
Sector Specialisms
Residential
Role

Description

loan communication
documentation review
guideline research
manual underwriting
aus review
compliance checks
  • Communicates with branch employees regarding questions, concerns, and corrective actions for unacceptable loans. Discusses recommendations and alternatives for solving difficult loans with Underwriting Manager.
  • Makes determinations on suitability and accuracy of loan documentation for both loan approval and satisfaction of applicable conditions.
  • Research agency & investor guidelines to ensure compliance with UW standards.
  • Manually underwrites Conventional and Government loan products when required.
  • Reviews and approves AUS case files for accuracy, completeness & issues initial approval.

Requirements

customer service
detail oriented
communication
income calculation
research
underwriting
  • Good customer service focus with eye for detail.
  • Excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
  • Ability to calculate income for borrowers with variable, self-employed, etc. as needed.
  • Ability to research and evaluate given information relative to underwriting guidelines and lender requirements.

Benefits

Information not given or found

Training + Development

Information not given or found

Interview process

Information not given or found

Visa Sponsorship

Information not given or found

Security clearance

  • pre-employment substance abuse testing required
Company

Overview

150,000 homes
Homes Built
Spanning multiple locations, demonstrating extensive reach.
15 markets
U.S. Markets
Operate in key locations, indicating a broad national presence.
  • Offers a variety of single-family homes, townhomes, and condominiums tailored to different lifestyles.
  • Emphasizes quality craftsmanship and energy-efficient designs in all projects.
  • Recognized for a personalized approach to homebuilding, assisting buyers in creating their ideal homes.
  • Known for building strong communities and fostering lasting relationships over four decades.
  • Financially stable, continuously expanding into both established and emerging markets.
  • Balances innovation with tradition, with a strong commitment to excellence.

Culture + Values

  • Integrity and Honesty
  • Customer Commitment
  • Delivering Results
  • Collaboration
  • Excellence
  • Continuous Improvement

Environment + Sustainability

2030
Net Zero Target
Aiming for net zero energy homes by a specific year, showcasing commitment to sustainable living.
  • Constructing homes that surpass national energy efficiency standards through green building practices.
  • Integrating energy-efficient features like high-performance HVAC systems and smart home technology.
  • Employing sustainable building practices to reduce environmental impact.
  • Certified for leadership in energy-efficient home construction by ENERGY STAR.

Inclusion & Diversity

  • Committed to providing equal opportunities in recruitment, hiring, training, and promotion
  • Focus on fostering a diverse workforce that mirrors the communities they serve
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Underwriter I at M/I Homes, Inc. in Columbus, OH