Loan Officer

Description

• Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
• Travel to various communities, realtors’ offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
• Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
• Support the Company’s growth through outside sales activities and lead generation
• Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
• Advise and recommend to the customer regarding the various mortgage loan products based on the customer’s individual need
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
• Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
• Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
• Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company’s offerings, obtain loan applications and other required documents, and attend closings
• Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
• Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront

Requirements

• Four-year college degree (preferred)
• This position may be eligible for commissions.
• Valid driver’s license and dependable transportation
• At least three years of Loan Originating experience
• NMLS License required, or willing to obtain.
• Ability to maintain flexible work schedule, including evening and weekend work

Benefits

• This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
• This position may be eligible for bonuses.

Training + Development

Interview process

Visa Sponsorship

Security clearance