AVP - Portfolio Analyst, Construction Loans

Overview

Manage commercial loan portfolio, serve borrowers/lenders, ensure compliance and asset performance.

Key Responsibilities

• loan administration
• financial analysis
• compliance
• reporting
• underwriting
• covenant testing

Tasks

-Monitor property performance, including analysis of the borrower’s business plan and market conditions. -Approve e-forms and recommend defaulted loans for transfer to the special servicer, adhering to Berkadia’s Banking and Cash Activities Approval Limits. -Administer daily loan portfolio activities, including payment status checks, collection calls, fund identification, and compliance monitoring, escalating non-compliance or defaults as necessary. -Monitor and process borrower requests, prepare underwriting recommendations for approval by Berkadia managers or external lenders, collaborating with internal/external counsel, rating agencies, and trustees as needed. -Collect and assist with the analysis of property operating statements, rent rolls, and financial statements of borrowers/guarantors. -Review and prepare recommendation packages for future funding draws, including contract reviews and construction budget assessments. -Ensure compliance with all applicable loan documents, inter-creditor, participation, and servicing agreements, and handle timely processing of all loan-related matters and requests. -Consult with Berkadia managers and follow up with borrowers to ensure the completion of requests and inquiries. -Handle detailed referral requests to other servicing departments for transactions requiring lender consent, such as easements and casualty losses. -Manage and escalate complex issues requiring higher-level decision-making within Berkadia or consent from external parties. -Review and analyze financial covenants, trigger events, and debt service coverage ratio (DSCR) tests. -Serve as the primary point of contact for borrowers and lenders, managing a portfolio of commercial mortgage loans and fostering Berkadia’s servicing relationships. -Collaborate with functional units such as Tax, Insurance, and Escrow Analysis to process borrower requests and administer loan requirements, including reserve draws and insurance maintenance. -Maintain comprehensive knowledge of loan documents, lender agreements, and servicing contracts to effectively administer loans and ensure company compliance. -Prepare quarterly asset summaries, surveillance reports, and other required deliverables for lenders.

Requirements

• bachelor's degree
• 3+ years
• microsoft office
• mccracken strategy
• risk management
• customer service

What You Bring

-Bachelor's degree or equivalent. -3+ years of experience in a similar position. -Skilled in analyzing property operating statements and rent rolls to assess asset performance in relation to loan requirements and underwritten metrics. -Exceptional organizational skills, capable of multitasking effectively in a dynamic, fast-paced environment with competing priorities, and a keen attention to detail. -Strong customer service orientation, with a focus on risk management and asset management, complemented by excellent communication skills for clear and effective interaction across all organizational levels. -Proficient in Microsoft Office (Outlook, Word, Excel) and familiar with mortgage industry-specific applications like McCracken Strategy, along with strong ability to adapt to new software and intranet-based workflows.

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Benefits

-Fertility and family planning services -We'll help you fund your learning journey with generous tuition reimbursement -Pet insurance discounts -Mental health care, including free counseling sessions: -Up to 12-weeks of fully paid parental leave -Employee Resource Groups that help you grow with us -Monthly paid volunteer hours and donation matching to benefit our communities

About Berkadia

-Specializing in real estate investment sales, mortgage banking, and advisory services, they have established a strong presence across the U.S. -Berkadia's integrated platform brings together experts in finance, operations, and real estate management to deliver results for clients. -Notable for their work in multifamily and commercial properties, Berkadia is known for its strategic insights and deep market knowledge. -The company has worked on some of the largest real estate transactions and property portfolios in the country. -Berkadia's global reach is reflected in their ability to cater to both national and international clients with complex real estate needs. -A hallmark of their success is their innovative approach to real estate finance, leveraging cutting-edge technologies and data analytics. -From major urban developments to specialized commercial projects, Berkadia's work spans across a diverse range of sectors.

Sector Specialisms