Johnson Controls
Produces HVAC, fire, security and building automation systems to optimize and protect buildings globally.
Executive- Credit Specialist
Perform credit assessments, risk analysis, and limit management for customers
Job Highlights
About the Role
The Credit Analyst will be responsible for timely and accurate execution of the full credit lifecycle, including new customer credit assessments, periodic reviews of existing accounts, and ad‑hoc credit‑limit increase requests. You will analyze financial statements (P&L, balance sheet, cash flow) to evaluate risk, approve or reject credit limits, and classify customers as high, medium or low risk. Daily duties also include preparing business‑unit credit reports, updating approved limits in the ERP system, and ensuring alignment with the global credit policy and standard payment terms. • Perform credit assessments for new customers, periodic reviews, and ad‑hoc limit increase requests. • Analyze financial statements (P&L, balance sheet, cash flow) to evaluate credit risk. • Approve or deny credit limits and categorize customers as high, medium, or low risk. • Prepare and report business‑unit credit reports and update approved limits in ERP. • Ensure compliance with global credit policy, payment terms, SOX, and statutory regulations. • Support internal and external audits for assigned business units. • Identify process improvements and implement best practices in credit operations. • Meet performance metrics and SLA targets during monthly, quarterly, and year‑end closing. • Promote diversity, inclusion, and sustainability initiatives toward net‑zero carbon goals.
Key Responsibilities
- ▸credit assessment
- ▸financial analysis
- ▸limit approval
- ▸erp updates
- ▸credit reporting
- ▸compliance
What You Bring
We seek candidates who have deep knowledge of our Global Credit Policy, strong credit‑risk analysis skills, and the ability to conduct thorough reviews of financial statements. Compliance with SOX, statutory regulations and audit requirements is essential, as is the ability to meet performance measures and SLA targets during monthly, quarterly and annual closing cycles. The role requires coordination with the CMD team for ERP updates and adherence to delegated authority (DOA) approval procedures. • Require knowledge of credit risk analysis, DOA approvals, and ERP liaison with CMD team.
Requirements
- ▸credit risk
- ▸erp
- ▸sox
- ▸financial statements
- ▸sla
- ▸doa approvals
Benefits
The position offers an exciting, challenging environment within a leading global multi‑industrial corporation, providing outstanding career development opportunities and exposure to high‑performance culture. You will join a diverse and inclusive workplace that values integrity, purpose, and innovation, and contributes to Johnson Controls’ sustainability mission. Competitive benefits and a supportive work environment empower you to grow your abilities and channel your talents. • Offer career development in a global multi‑industrial corporation with a high‑performance culture.
Work Environment
Hybrid