Credit Analyst

Description

• Develop payment plans as needed.
• Review incoming credit applications and provide recommendations to the Credit Management Team.
• Identify customers needing increased credit limits to support business growth, perform credit reviews, and provide recommendations to the Credit Management Team.
• Initiate timely collection activities, including phone calls, emails, and other communications, to address account delinquencies proactively.
• Review customer orders exceeding credit limits or past due triggers, taking appropriate action to release orders or re-establish creditworthiness.
• Periodically evaluate customer financial conditions, including credit scores, sales field information, and payment trends, to assess financial position and credit risk.
• Work with past due customers and their sales representatives professionally, documenting discussions and agreements, and ensuring timely follow-up.
• Build strong relationships with internal and external customers to maximize cash flow through efficient collections.
• Conduct collection activities in compliance with federal, state, and local regulations, laws, statutes, and company policies.
• Resolve issues related to disputed invoices with customers and the sales team to enable invoice collection or resolution of short-paid invoices.

Requirements

• Interpersonal Skills:
• Communicates Effectively & Candidly
• 3+ years Credit experience or related experience in field of finance preferred
• Proficiency and experience in understanding Credit Reports and Credit Scoring
• Strong negotiating skills
• Excellent interpersonal, written, and verbal communication skills
• Ability to work effectively with diverse groups of people
• Proficiency in Microsoft Office software, including Excel and MS Word
• Communication Skills:
• College degree in Business or related field and/or equivalent experience

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance