D.R. Horton
A leading homebuilder offering high-quality, affordable homes across the U.S.
4 hours ago
Junior (1-3 years), Intermediate (4-7 years), Expert & Leadership (13+ years), Experienced (8-12 years)
Full Time
Austin, Texas, United States
Office Full-Time
Company Size
10,000 Employees
Service Specialisms
Sector Specialisms
Description
collateral review
underwriting
data portal
compliance check
audit response
turnaround prioritization
D.R. Horton is seeking a Collateral Underwriter who will review residential real estate appraisals to identify heightened valuation risk, appraisal quality issues, property eligibility, and compliance violations. The role involves daily collateral documentation review, ensuring that documentation meets investor and program criteria, and supporting underwriting decisions under the direction of the Underwriting Manager or team leads.
- Review daily collateral documentation assigned by underwriting leadership.
- Underwrite collateral to meet investor and program criteria.
- Evaluate Uniform Collateral Data Portal findings, appraisal comparables, marketability, and compliance with Fannie Mae/Freddie Mac standards.
- Verify appraisal consistency with title, flood certificate, and purchase agreement.
- Prioritize reviews to meet departmental turnaround times.
- Underwrite loan collateral as directed by managers.
- Assess additional loan conditions as needed.
- Respond to internal and external audit requests and conduct audits.
Requirements
high school
bachelor's
ms office
communication
time management
problem solving
- High school diploma or GED with 3–6 months related experience or training.
- Strong verbal and written communication; superb organization and attention to detail.
- Excellent time management and ability to meet deadlines.
- Strong analytical and problem‑solving skills; quick learner of company systems.
- Proficiency with MS Office and email; ability to prioritize tasks with integrity and confidentiality.
- Bachelor’s degree from a four‑year college or university (preferred).
Benefits
The company offers a comprehensive benefits package that includes medical, dental, and vision coverage, a 401(k) plan, an employee stock purchase program, flexible spending accounts, life and disability insurance, and generous paid time off such as vacation, sick, personal days, and company holidays. Additional voluntary and company‑provided benefits are available, reflecting D.R. Horton's commitment to building its employees’ futures.
Training + Development
Interview process
Visa Sponsorship
Security clearance
Overview
- A prominent homebuilder that has expanded to become one of the largest in the United States.
- Offers a wide range of housing options, including single-family, multi-family, and luxury residences.
- Operates nationwide, creating communities tailored to diverse customer preferences.
- Committed to providing affordable and high-quality housing solutions.
- Engages in both residential and commercial real estate development.
- Known for delivering projects on time and within budget.
- A leader in modern design and energy-efficient living solutions.
- Expanded significantly into the luxury housing market with notable projects.
- Demonstrates strong financial health and consistent growth in revenue.
Culture + Values
- Accountability
- Diversity
- Quality
- Collaboration
- Passion
- Integrity
- Leadership
Environment + Sustainability
2023 Inclusion
Dow Jones Sustainability Index
Recognized for sustainability performance and added to the Dow Jones Sustainability North America Index in 2023.
Scope 1&2 Emissions
Fiscal 2022 Calculation Completed
Successfully calculated greenhouse gas emissions for Scope 1 and 2 for the fiscal year 2022.
- Began internal tracking of various ESG metrics in 2020
- Performed initial ESG risk assessment in 2021
- Commenced data collection for baseline Scope 1 & 2 greenhouse gas emissions in 2022
- Completed CDP climate questionnaire in 2023
- Board oversight of key ESG matters via Nominating and Governance Committee
- Commitment to perform Scope 3 readiness assessment and consider GHG reduction targets
- Energy-efficiency features included in homes from site selection through construction
Inclusion & Diversity
2021
Human Capital Report Published
Published a comprehensive human capital document that includes quantitative demographics and EEO-1 data, demonstrating transparency in diversity metrics.
- Operates focus groups and specialized training on diversity & inclusion.
- Partners with AREAA, NAMMBA, NAREB and NAHREP to support women and minority mortgage bankers.