Credit Manager II

Description

As a Credit Manager II at QXO, you’ll play a key role in driving profitable growth—balancing credit risk and customer relationships while managing accounts and supporting sales success.

• Prepare and analyze aging reports, payment trends, and portfolio metrics to support credit and AR forecasting.
• Ensure compliance with state lien and bond laws by maintaining accurate project information, securing preliminary notices, and tracking deadlines to protect company lien rights.
• Drive profitable sales growth by managing customer credit accounts, extending credit within established guidelines, and ensuring timely collection of receivables.
• Partner with sales, branch, and operations teams to align on customer strategy, support account growth, and balance credit risk with sales objectives.
• Perform duties in a hybrid environment, working both remotely and on-site at local branches as needed.
• Monitor account activity to identify credit risks, assess payment performance, and recommend credit limit adjustments or escalations as needed.
• Communicate directly with customers to resolve disputes, negotiate payment arrangements, and reduce delinquent balances while maintaining strong business relationships.
• Assist management in evaluating high-risk accounts and supporting escalations when necessary.

Requirements

• Experience in building materials distribution or the construction industry preferred
• Results-driven, with the ability to grow sales while mitigating risk and securing the company’s financial position
• Bachelor’s degree in business or a related field preferred
• Experienced in mechanics liens, payment bonds, and UCCs (preferred)
• Working knowledge of accounting and finance fundamentals; familiarity with lien and bond procedures is a plus
• Strong interpersonal, presentation, and negotiation skills
• Proficiency in Microsoft Office Suite
• Customer-focused and able to build strong relationships
• 5+ years of credit and collections experience
• Excellent written and verbal communication skills
• Occasional travel required for business purposes

Benefits

• 401(k) with employer match
• Medical, dental, and vision insurance
• PTO, company holidays, and parental leave
• Paid training and certifications
• Legal assistance and identity protection
• Pet insurance
• Employee assistance program (EAP)

Training + Development

Interview process

Visa Sponsorship

Security clearance