CLOSER

Description

• Collect and review any: at closing conditions; review the settlement statement to ensure all fees have been collected/disbursed; request funding and disbursement of funds.
• Accurately input data into the system and other applications as needed.
• Answer closing questions for internal and external parties.
• Review hazard insurance and premiums and ensure we have sufficient insurance in place at closing and ample amounts collected for the next due. Inform internal and external parties of the loan's status as required.
• Monitor closings and solve any problems that may arise. Confirm closings and inform the appropriate internal personnel.
• Calculate tax escrows and ensure ample amounts are collected for the next due date.
• Confirm loan closing, prepare loan documents, and request funding and loan disbursements.
• Coordinate all aspects of the closing process.
• Prepare and send closing documents.
• Assist the post-closing department in obtaining any outstanding documentation, as needed
• Obtain property tax information and verify accuracy with the Title Company, and/or tax collector.
• Prepare closing documents completely and accurately.
• Provide daily status to manage all unfunded loans.
• Manage internal and external expectations on timelines, costs, and processes.
• Help train new employees in the department.

Requirements

• Strong interpersonal, organizational, communication (verbal /written), and presentation skills required.
• 1+ years of mortgage closing experience is required.
• Knowledge of mortgage regulatory requirements, government-sponsored enterprise loan program requirements, and mortgage documents required.
• Experience closing Fannie and/or Freddie mortgage loans
• A thorough knowledge of RESPA regulations is also required.
• College degree preferred or equivalent experience in mortgage banking originations.
• The ability to work overtime if needed
• The ability to meet deadlines with accuracy is required.
• Ability to work in a highly paced and dynamic environment is required.

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance