Credit Manager - Development Finance

Description

• Reviewing, assessing and (where appropriate) restructuring Development Finance credit applications to include pricing & risk rating models.
• Provide 2nd line assurance of Development Finance new business applications by ensuring that the proposals being accepted are within the Bank’s risk appetite.
• Responsible for 2nd line oversight of Development Finance credit applications for new and/or existing facilities and thereafter either jointly approving within own personal delegated credit authority or supporting to Sanctioning Committee.
• To undertake 2nd line oversight of Development Finance new business line processes, in-life monitoring, systems and lending, by applying a comprehensive risk assessment approach to ensure that the key credit risks are identified and efficiently controlled.
• Provide 2nd line assurance of Development Finance in-life monitoring by ensuring that existing lending is performing within the Bank’s risk appetite.

Requirements

• Advanced report writing skills.
• Ability to work self-sufficiently on own initiative and effectively manage completion of own objectives.
• Attention to detail and excellent investigation/risk management skills.
• Experienced in Development Finance credit underwriting.
• A full and demonstrable understanding of the credit cycle through strong business awareness.
• Ideally educated to degree level or equivalent.
• Demonstrate an ability to operate a Senior Underwriting mandate through an understanding of risk appetites, capital considerations and corporate lending structures/entities.
• Use of MS Office software for data analysis and review reports.
• Effective communication and people management skills.

Benefits

• Life Assurance and Personal Accident Cover
• Part-time two days per week, in a job-sharing capacity, with some flexibility around timing and hybrid working, to suit the ideal candidate.
• Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more
• A part-time role, two days per week, shared with the existing Credit Manager in this role.
• Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate
• Profit Related Pay: We share some of our annual profit with our eligible employees
• Pension Plan: We contribute up to 10% of your annual salary towards your pension
• Generous Holiday Allowance: Starting from 25 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave
• Volunteering Day: Contribute to causes you care about with one volunteering day per year
• Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment

Training + Development

Interview process

Visa Sponsorship

Security clearance