Document Specialist

Description

Reviews the mortgage loan file documents to ensure Genesis Capital and Investor requirements are met and that all required documentation in such files is accurate and properly executed include the following.

The Document Specialist is responsible for the creation and review of the loan documents to ensure they meet both Genesis Capital as well as our investor guidelines while adhering to Agencies and Regulatory regulations. In addition, this position will ensure that all pre-funding functions with underwriting and compliance within the Retail, Wholesale and Leverage business channels are met.

• Prepares, reviews and distributes loan documents.
• Receives and reviews monthly sellers report from investors regarding outstanding trailing documents needed/requiring corrections. Work as liaison between borrowers, processing and leverage team to obtain the necessary documents.
• Works with legal team to create/modify loan documents.
• Reviews and verifies on loan documents borrower name, subject property address, loan amount and loan terms including but not limited to interest rate, APN, vesting, guaranty information.
• Works closely with Credit Underwriters, Asset Underwriters, Loan Analysts, Loan Officers and Borrowers.
• Identify and propose solutions for recurring errors in loan documents. Works with manager to reduce errors and improve efficiency of the loan documents process.
• Conducts QC on signed loan documents against Loan Origination System to confirm the accuracy and completeness of loan documents.
• Works with internal teams to resolve loan file deficiencies and discrepancies such as incomplete loan documents and/or signatures, incomplete or inaccurate appraisals and title reports in a timely and effective manner.
• Reviews and verifies recording information, borrowers’ names, subject property address, loan amount, number of pages, live signatures, attached riders and notary acknowledgement on deeds of trust.
• Tracks and verifies receipt of loan documents once funded.

Requirements

• Strong interpersonal skills to build strong, cohesive relationships.
• Excellent written and verbal communication skills.
• 2 -5 years' experience working within Quality Control, Quality Assurance or Compliance within the mortgage industry.
• Excellent customer service skills (internal/ external).
• Demonstrate responsibilities for multi-faceted direction and planning; must be a fast-paced individual.
• Complete understanding of the mortgage banking business and related underwriting processes..
• Must have High School Diploma or equivalent.
• Ability to work both independently and as a team player.
• Working knowledge of Regulatory Compliance laws, as well as underwriting guidelines.
• Strong analytical and quantitative skills.
• Ability to prioritize and manage complex scheduling and document tracking.
• Proficient in Microsoft Office products with an emphasis on Excel, Word, Outlook.
• Ability to adapt to a rapidly changing business and technology environment.
• Bachelor's degree preferred.
• Exceptional problem-solving skills.

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance