Credit/Finance Analyst

Description

• Initiates contacts and maintains close, harmonious relationships with customers and outside interests; Follows standard operating procedures, concerned primarily with obtaining and furnishing credit information.
• Checks monthly balances of customers under his/her control; when records indicate that customers may be exceeding safe limits, takes appropriate steps to prevent past due accounts.
• Maintains insurance certificate files for all rental transactions and follows for renewal certificates upon expiration.
• Ensures that proper insurance certificates covering the collateral financed are obtained and forwarded to the finance company.\Sets up security agreement files; mails contract copies and transmittal letters to customers.
• Processes and mails security agreements to the indicated financing source.
• Establish account in the accounts receivable system and notifies sales (equipment, parts and service) that charge account has been established (or that credit has been denied).
• Submits finance requests to appropriate lender.
• Processes credit applications including checking of references, pulling credit bureau reports, trade reports and verifying trade styles, submit information to General Credit Manager for establishing line of credit.
• Follows up on insurance certificates on all rental machines.
• Carries out the established program for the follow-up and collection of accounts receivable.
• Performs records searches when necessary; files UCC terminations.
• Prepares contracts for equipment purchases and follows through with successful signing of contracts.
• Prepares and mails new account letters; sets up and maintains credit files.
• Follows up on all necessary contract requirements for various lenders including but not limited to UCC filings, contract corrections, and equipment insurance certificates to meet the requirements of specified lenders
• Maintains credit application tracking files for new and updated applications. Sends status report thru excel spreadsheet to VP-Finance at end of each month.
• Applies the company's credit and collection policies, practices and procedures to the credit requirements of a designated number of accounts within specified dollar limits or normal credit lines.
• Maintains tax exemption certificates and codes exempt accounts in the accounts receivable system
• Extends credit to customers in accordance with established policies and terms.
• Ensures the proper and timely filing of UCC's
• Maintains Rental Master Lease Agreements and notes accounts that are under a master agreement in accounts receivable system.
• Maintains working relationships with operating personnel of other departments, primarily for the purpose of giving and obtaining information and working jointly on customer problems.

Requirements

• Superior analytical and problem solving skills,
• Possess effective oral and written communication skills,
• Credit /finance experience would be a plus but not required
• Proven ability to work both independently and collaboratively,
• Must be highly detail oriented and well organized,
• Bachelor's degree Required with a concentration in finance preferred
• The position requires 20% travel
• Good working knowledge of Excel, Word, Internet
• Must be able to pass a background check , physical and drug screens

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance