Meet with applicants to obtain information for loan applications and to answer questions about the process
Assist in the collection/work out activities with troubled/non-performing assets
Originate and close new loans to existing customers and prospects consistent with the Bank’s loan policies and state and federal regulations
Manage an existing commercial loan portfolio.
Present new loan requests and other reports as necessary (i.e.: CARs, Loan Review Responses) to the appropriate approval authorities within the Bank
Represent the Bank at various community functions
Work with clients to identify their financial goals and to find ways of reaching those goals
Work closely with teams on new and existing commercial loan real estate requests
Analyze applicant financial status, credit and property evaluations to determine feasibility of granting loans
Cross-sell other bank products including: deposit products, cash management, treasury services and other bank services.
Respond to customer and prospect inquiries
Stay abreast of new types of loans and other financial services and products to better meet clients’ needs
Submit borrower information to credit analysts for verification and recommendation
Participate on Bank task forces and committees as assigned
Requirements
5+ years
commercial banking
commercial lending
bachelor’s
analytical
customer service
Five or more years’ experience in commercial banking
Strong knowledge of commercial lending practices and related areas
Knowledge of commercial real estate lending policies and procedures
Ability to adhere to Needham Bank’s Core Values ( Focus on Customer Relationship, Embrace Change, Work as a Team, Be an Asset to Your Community, Always Learn, and Do the Right Thing )
Good sales, organizational, communication and public relations skills particularly in working with documentation that requires special handling
Bachelor’s degree in business, finance or related area
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data
Educated in banking federal and state regulations and laws
Strong analytical and interpersonal skills
Superior customer service skills, exceed customers’ expectations
Extensive knowledge of financial institution policies and procedures
Knowledge of department support structures, resources and personnel
Ability to build strong relationships and alliances across the organization, ability to adapt to change, ability to multi-task, reliable and highly self-motivated
Fluent written and verbal English communication skills
Benefits
Normal business office environment
Training + Development
Information not given or found
Interview process
Information not given or found
Visa Sponsorship
Information not given or found
Security clearance
Information not given or found
Company
Overview
Since 1834
Year of founding
Established as one of the oldest financial institutions in New England.
A trusted financial partner, offering a wide range of banking solutions including personal banking, business services, and loans.
Focused on building lasting relationships with clients through dedicated customer support and tailored solutions.
Known for its deep commitment to local businesses, supporting growth and financial stability across New England.
Consistently demonstrates resilience, adapting to changing financial landscapes while maintaining strong community roots.
Expanding its services to meet the evolving needs of both individuals and businesses.
Specializes in residential and commercial real estate loans, helping customers navigate home buying and property investments.
Plays a key role in supporting local entrepreneurs, offering business loans and financial services that promote growth and innovation.
Culture + Values
We are committed to providing exceptional service to our customers.
We build long-term relationships based on trust, respect, and loyalty.
We are a team-driven organization that values collaboration and communication.
We embrace innovation and continuous improvement to better serve our customers.
We support the communities in which we operate by engaging in local partnerships and activities.
We foster a work environment that encourages professional growth, diversity of thought, and inclusivity.
Environment + Sustainability
2030 Target
Net Zero Emissions Goal
Aims to achieve net zero emissions by 2030.
Committed to reducing environmental impact and promoting sustainability.
Uses energy-efficient technologies in office spaces to minimize energy consumption.
Promotes green initiatives by supporting environmentally responsible projects and partnerships.
Focuses on sustainability through reducing paper usage, increasing recycling efforts, and energy conservation.
Inclusion & Diversity
Promotes a culture of inclusion and diversity throughout the organization.
Has a gender-diverse workforce, with a commitment to ensuring equal opportunities for all employees.
Focuses on increasing female representation in senior leadership roles.
Aims to increase diversity in its workforce while ensuring fairness and equal opportunity.