Loan Review Consultant II

Description

• Examine credit risks within loan portfolios and the appropriateness of risk grades for the loans reviewed.
• Document compliance with loan policies, lending procedures and applicable regulations.
• Apply lending/credit policy, product and loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness.
• Document observations and variations and discuss with the client.
• Review sample of commercial loans to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements.
• Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations.
• Use relevant experience and research skills to think beyond the policy/procedures and assist clients on complex issue or ideas that benefit the client.
• Review documentation relating to originations and renewals, appraisals, collateral, insurance, flood certification(s) etc.

Requirements

• Proactive nature and ability to think outside the box.
• 5+ years of experience in credit underwriting, portfolio management, commercial lending, regulatory review, and/or loan review; preferred candidates will have 10+ years of experience.
• Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and required documentation.
• Preferred candidates will have experience with loan workouts or distresssed credits
• Exceptional understanding of regulatory policies and financial risk management.
• Knowledge of the latest financial regulations and compliance standards.
• Ability to effectively identify and communicate to management any weaknesses in loan administration or other matters requiring attention.
• Strong analytical skills and proficiency in financial modeling; experience with loan review systems preferred.
• Bachelor's degree in Finance, Accounting, or related field.
• About 10-20% travel to client locations in IL and WI

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance