Junior Credit Analyst

• Reviewing Credit Reports, financial statements, profit & loss and Balance sheets
• Support the Commercial Risk Manager to instil further governance around credit risk
• Assisting stakeholders with Queries / Support – managing an inbox and escalations
• Actively build relationships cross departmentally, to enhance working relations
• Putting forward mitigations to reduce Yu Energy’s risk exposure
• Own & lead certain work initiatives, by driving & facilitating data-led insight & gaining approval for additional activity that may drive commercial benefits
• Assessing credit worthiness of business-energy customer applications
• Building and creation of insight, MI and data-driven reporting – including visuals, reports etc

• Analytical - Excellent problem solving, strategic thinking and analytical skills
• Knowledgeable – Being able to use Excel to a high level to find patterns
• Organised – Fantastic organisational skills
• Inquisitive – Being able to seek out information and not just accepting the first response
• Great communicator – you have first-rate communication and interpersonal skills
• Team Player - You enjoy working closely with a team
• Confident - Would need confidence to report and challenge gaps found
• Advanced Excel, SQL and experience of data Visualisation tools (i.e. Power BI) preferred

Compensation: £30,000 - £33,000 / year

• Long service recognition
• Day off on your birthday
• Death in service and critical illness cover
• Holiday buy – up to 5 additional days
• Annual salary review
• Learning and development opportunities
• New modern facilities
• Refer a friend payment
• 24 days annual leave + bank holidays
• Appointment allowance
• Employee Assistance Programme
• Enhanced paternity, maternity and adoption policies
• Company sick pay (subject to length of service)
• 3 days additional annual leave if you get married/civil partnership etc.