Credit Analyst

Description

• Summarize all credit information and document. Make recommendation to supervisor if outside credit limit authority.
• Conduct self in the presence of customers and community so as to present a professional image of RDO Equipment Co.
• Maintain a positive and professional working relationship with peers, management, and support resources, with a constant commitment to teamwork and exemplary customer service.
• Contact customer if additional insight or information is needed.
• Foster a great place to work environment within the location/s, encouraging accountability, open communication, teamwork, and a commitment to serving the customer.
• Monitor and review reports within business system to identify and reduce risk for the organization.
• Responsible to process customer applications for parts, service, and rental business requests to establish a credit limit or deny credit.
• Communicate with store management on a wide variety of credit request issues and recommendations.
• Gather and analyze credit information from sales staff, customer credit application, financial information, etc.
• Initiate contact with AR staff to ensure customer payments are requested to keep account in good standing.
• Proactively seek and participate in available company-sponsored training, in an effort to develop and advance knowledge base and skill set.
• Follow all safety rules and regulations while performing work assignments and adhere to all policies and procedures as specified in company manuals and as directed in the employee handbook.

Requirements

• Proficient with Microsoft Office products including Excel
• Proven record of exceeding daily, weekly, and monthly objectives
• Bachelor’s degree in finance, accounting, business or equivalent work experience.
• Professional telephone etiquette
• Obtain credit bureau, business credit and bank references.
• Interact effectively with team members and members of other teams.
• Limited travel required
• Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship
• Must be detail orientated, self-motivated and have ability to multi-task
• Ability to excel in team environment and individually
• Excellent verbal and written communication skills
• Minimum of 2 years of experience making credit decisions in an analyst role

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance