Sr. Director Risk Management

Description

• Design, market, procure, and manage all corporate and project-specific insurance programs, including complex Owner-Controlled Insurance Programs (OCIPs), General Liability, Workers' Compensation, and pollution liability.
• Serve as the primary point of contact for complex, high-exposure litigation, particularly Construction Defect (CD) and Completed Operations claims common in the Florida condo market.
• Deductible Analysis: Perform high-level financial analysis of windstorm deductibles versus premium savings. Evaluate and negotiate wind buy-down policies to reduce corporate exposure to named storm events.
• Direct claims strategy in partnership with defense counsel, manage TPA relationships, and oversee the loss adjustment and document production process.
• Project Placement: Work with Development staff to structure Builders Risk policies that account for phased construction, delay in completion (soft costs), and specific wind-load risks associated with high-rise vs. wood-frame construction.
• Lead and manage the entire claims process for all lines (GL, WC, Property, Auto).
• Hurricane Preparedness: Lead the development and execution of the annual Hurricane Preparedness Plan and training for all corporate assets and job sites.
• Safety Program Development: Develop, implement, and oversee all corporate safety programs and policies. Provide direct safety and risk management oversight for the company's in-house General Contracting divisions.
• Surety: Implement and oversee the company’s bonding programs.
• Risk Administration: Manage key broker and carrier relationships. Oversee all risk management administrative functions, including premium allocations, claims payments , and the issuance of certificates of insurance.
• Modeling & Exposure: Utilize and interpret catastrophe (CAT) modeling data to assess probable maximum loss (PML) and determine appropriate limits for high-value assets.
• Contract Review: Serve as the subject matter expert for all contract reviews, analyzing and negotiating insurance, indemnity, and risk-related provisions in agreements with third-party GCs, subcontractors, and other partners.
• Strategic Wind Management: oversee the placement and management of Property and Builders Risk programs with a specific focus on CAT-exposed Coastal Wind risks in Florida and other coastal markets.
• Site Assessment: Direct and analyze site-specific risk assessments, including CPTED (Crime Prevention Through Environmental Design) evaluations for multifamily properties.
• Strategic Renewals: Lead the annual insurance renewal process, gathering and analyzing exposure data to optimize program structures and pricing.
• Technical Risk Analysis: Advise teams on technical risk issues such as Florida-specific liability statutes (e.g., F.S. 786.0706) and flood zone reclassifications (LOMA).

Requirements

• Property/Casualty Insurance License.
• Experience managing risk for multi-state, wood-frame apartment construction projects
• Undergraduate degree in finance, risk management, accounting, or a related field.
• Excellent systems aptitude with strong Excel skills.
• Expert-level, technical knowledge of construction insurance, including OCIPs/CCIPs, General Liability, Completed Operations, and Construction Defect liability.
• Experience developing and implementing corporate-wide safety programs.
• A self-starting decision-maker who can work independently and manage a high-volume workload.
• Professional designations such as CPCU, ARM, or CRIS.
• 10+ years of progressive experience in risk management, with a heavy emphasis on the real estate development or construction industries.
• Deep understanding of Property and Builders Risk markets, specifically regarding Wind/Hail deductibles and coastal restrictions.
• Specific experience with the Florida luxury high-rise condominium market and associated liability.
• Demonstrable experience reading and interpreting complex construction and development contracts.

Benefits

• The benefits package includes 100 percent employer-paid life and disability insurance.
• Company-paid Vacation, Sick, Personal, and Holiday Time.
• Base Salary and Performance bonus
• Employer Matching 401k.
• Medical, dental, vision, legal services, flexible spending account.
• Opportunities for Professional Development and Tuition Reimbursement.
• Employee Engagement and Wellness programs.
• Upward Mobility
• Employer Match Commuter Benefits.

Training + Development

Interview process

Visa Sponsorship

Security clearance