Credit Manager II

Description

As a Credit Manager II at QXO, you’ll play a key role in driving profitable growth—balancing credit risk and customer relationships while managing accounts and supporting sales success.

• Assist management in evaluating high-risk accounts and supporting escalations when necessary.
• Perform duties in a hybrid environment, working both remotely and on-site at local branches as needed.
• Prepare and analyze aging reports, payment trends, and portfolio metrics to support credit and AR forecasting.
• Ensure compliance with state lien and bond laws by maintaining accurate project information, securing preliminary notices, and tracking deadlines to protect company lien rights.
• Partner with sales, branch, and operations teams to align on customer strategy, support account growth, and balance credit risk with sales objectives.
• Monitor account activity to identify credit risks, assess payment performance, and recommend credit limit adjustments or escalations as needed.
• Communicate directly with customers to resolve disputes, negotiate payment arrangements, and reduce delinquent balances while maintaining strong business relationships.
• Drive profitable sales growth by managing customer credit accounts, extending credit within established guidelines, and ensuring timely collection of receivables.

Requirements

• Excellent written and verbal communication skills
• Occasional travel required for business purposes
• Strong interpersonal, presentation, and negotiation skills
• Experienced in mechanics liens, payment bonds, and UCCs (preferred)
• Proficiency in Microsoft Office Suite
• Results-driven, with the ability to grow sales while mitigating risk and securing the company’s financial position
• 5+ years of credit and collections experience
• Experience in building materials distribution or the construction industry preferred
• Bachelor’s degree in business or a related field preferred
• Working knowledge of accounting and finance fundamentals; familiarity with lien and bond procedures is a plus
• Customer-focused and able to build strong relationships

Benefits

Medical, dental, and vision insurance

Pet insurance

Legal assistance and identity protection

401(k) with employer match

Paid training and certifications

Employee assistance program (EAP)

PTO, company holidays, and parental leave

Training + Development

Interview process

Visa Sponsorship

Security clearance