Director of Lending (Finance, Compliance & Policy)

Description

• Develop and document standard operating procedures for loan review, approval, and portfolio management
• Establish state-specific compliance frameworks in preparation for direct lending
• Prepare license applications, compliance manuals, and regulatory filings
• Coordinate with legal counsel on licensing matters
• Establish lending policies, underwriting standards, and credit guidelines for the wholesale loan purchasing program
• Lead strategy for state-by-state lending license applications (targeting 2027 launch)
• Create loan file review protocols and quality control processes
• Develop portfolio monitoring and servicing procedures
• Research and document licensing requirements for target states
• Ensure compliance with California regulations for wholesale lending through the broker channel

Requirements

• Effective communicator who can work cross-functionally with leadership, legal, and compliance teams.
• Strategic thinker with the ability to lead long-term regulatory initiatives.
• Skilled in building SOPs, QC processes, and scalable operational frameworks.
• Strong background in wholesale lending or broker-driven lending channels.
• Deep knowledge of California lending regulations and multi-state compliance requirements.
• Hands-on experience with state lending licensing; NMLS experience strongly preferred.
• Strong analytical, documentation, and process design abilities.
• Expertise in lending policy creation, underwriting standards, and credit risk management.
• 5+ years in mortgage lending, consumer lending, underwriting, credit policy, or lending operations.

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance