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Builders Capital

Chief Credit Officer

Company logo
Builders Capital
Builders Capital provides financing solutions to the construction industry, focusing on real estate development.
Oversee credit strategy, risk, and portfolio for construction loan products.
8d ago
Expert & Leadership (13+ years), Experienced (8-12 years)
Full Time
Puyallup, WA
Office Full-Time
Company Size
25 Employees
Service Specialisms
Real Estate Investment
Financing
Development Funding
Bridge Loans
Construction Loans
Sector Specialisms
Residential
Ground-Up Construction
Built to Rent
Role
What you would be doing
credit strategy
data analytics
risk mitigation
credit approval
portfolio management
compliance
  • Credit Strategy Development: Lead the development and execution of credit policies, guidelines, and strategies to ensure sound credit risk management and profitable loan performance.
  • Performance Metrics: Utilize data and analytics to assess credit performance and risk, providing regular updates to the executive team on key performance indicators (KPIs) and portfolio health.
  • Market Insights: Stay informed about the latest industry trends, market conditions, and economic factors that may impact credit risk and lending opportunities.
  • Executive Reporting: Provide regular updates and reports to the executive team on credit portfolio performance, risk management activities, and key credit metrics.
  • Risk Mitigation: Develop and implement strategies to mitigate risk in the loan portfolio, identifying trends and making recommendations for adjustments or new credit offerings.
  • Vendor & Partner Management: Manage relationships with external vendors, credit agencies, and partners to ensure the best credit practices are applied across the portfolio.
  • Credit Analysis Leadership: Lead a team of credit analysts and professionals, providing guidance on complex credit issues and ensuring the quality of credit underwriting.
  • Ad Hoc Projects: Take on special projects related to credit analysis, portfolio management, and risk mitigation as needed, ensuring alignment with the company's overall business priorities.
  • Credit Approval Process: Manage the credit approval process, ensuring that all loan decisions are made in line with company risk tolerance and strategic goals.
  • Portfolio Management: Monitor and manage the performance of the loan portfolio, working with the operations and risk management teams to ensure timely payment and minimize defaults.
  • Risk Assessment: Oversee the analysis and assessment of credit risk for new and existing loan portfolios, including evaluation of borrower financial health, project feasibility, and collateral.
  • Stakeholder Collaboration: Work closely with the executive team, sales, and operations to align credit policies with business development and operational needs.
  • Compliance & Regulation: Ensure compliance with regulatory requirements and industry standards, overseeing audits, credit reviews, and internal reporting processes.
What you bring
credit risk
data analysis
senior credit
bachelor's
cfa
leadership
  • Adaptability: Ability to navigate changes in market conditions, adjust credit strategies, and take proactive steps to mitigate emerging risks.
  • Risk Management Expertise: Deep knowledge of credit risk management principles, loan structures, and credit underwriting processes in the construction and real estate sectors.
  • Data-Driven: Strong analytical skills with the ability to interpret financial data, credit reports, and market conditions to inform decisions and drive business outcomes.
  • Experience: Proven experience in a senior credit role within the lending or financial services industry, with a successful track record of managing credit portfolios and mitigating risks.
  • Education: A Bachelor's degree in Finance, Business, Economics, or a related field; advanced certifications such as CFA or MBA are a plus.
  • Leadership: Proven experience in leading and managing credit teams, driving results through effective decision-making and team collaboration.
  • Industry Knowledge: Extensive knowledge of credit trends, economic factors, and lending regulations in the private construction lending industry.
  • Strategic Thinker: Ability to think big-picture and develop long-term credit strategies that align with company goals and risk tolerance.
  • Leadership Skills: Strong communication, negotiation, and leadership abilities to effectively manage both internal teams and external vendors.
Benefits
  • Health Savings Account (HSA) – We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan
  • Competitive Compensation: Builders Capital offers competitive wages and performance-based incentives to reward your expertise.
  • Paid Holidays: Take advantage of 10 paid holidays throughout the year.
  • Paid Time Off: Enjoy three weeks of PTO annually to recharge and relax.
  • Health Insurance: Builders Capital pays 100% of employee medical insurance premiums, offering both PPO and HSA options.
  • Growth Opportunity: As the nation’s largest private construction lender, Builders Capital is an industry leader, offering you endless opportunities for personal and career growth.
  • Work Flexibility: Enjoy a flexible work environment in a company that values both professional and personal life.
  • Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
Training + Development
Information not given or found
Interview process
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Visa Sponsorship
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Security clearance
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Company
Overview
  • Founded to bridge the gap between real estate developers and reliable funding sources.
  • Specializes in offering short-term construction loans for residential and commercial projects.
  • Focus on partnering with developers to accelerate project timelines and ensure successful outcomes.
  • Works with a wide range of clients, from small-scale developers to large commercial entities.
  • Offers fast and flexible financing options tailored to the needs of the construction industry.
  • Notable for their quick turnaround times and commitment to supporting the development community.
  • Serves as a trusted financial partner in residential, commercial, and industrial construction projects.
  • Offers innovative funding solutions to address complex financial needs in the real estate development space.
Culture + Values
  • We foster a culture of personal responsibility and accountability.
  • We strive to provide the highest level of customer service and build trust with our clients.
  • We create long-term partnerships by focusing on quality, reliability, and integrity.
  • We are dedicated to continuous improvement in everything we do.
  • We respect and value the contributions of every individual.
Environment + Sustainability
2030
Net Zero Emissions Goal
Aiming to achieve net zero emissions across all operations.
  • Committed to sustainability and minimizing environmental impact.
  • Incorporate environmentally responsible practices across all business stages.
  • Seek energy-efficient and sustainable solutions in projects.
Inclusion & Diversity
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