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Credit Portfolio Manager
Heidelberg Materials North America
A leading supplier of construction materials, focusing on cement, concrete, aggregates, and innovative solutions.
Oversee credit portfolio, assess risk, set limits, and support growth
Prepare and present portfolio performance reports to senior leadership
Work with Regional Credit Manager on credit limit adjustments based on customer knowledge and market insights
Manage and monitor a portfolio of customer credit accounts to ensure risk is balanced with business growth
Develop and implement credit strategies and policies to optimize portfolio performance
Collaborate with sales, operations, and finance teams to support customer relationships and resolve credit issues
What you bring
communication
credit tools
financial systems
analytical
decision‑making
detail‑oriented
Ability to communicate effectively with internal teams and external customers
Proficiency in credit risk assessment tools and financial systems
Strong analytical and decision-making skills with a focus on financial and credit data
Detail-oriented with strong organizational and prioritization abilities
Benefits
Competitive base salary, 401(k) retirement savings plan with an automatic company contribution as well as matching contributions, highly competitive benefits programs, including:
Paid Bonding Leave, 15 days of Paid Vacation, 40 hours of Paid Sick Leave and 10 Paid Holidays
Medical, Dental, and Vision along with Prescription Drug Benefits
AD&D, Short- and Long-Term Disability Coverage as well as Basic Life Insurance
Health Saving Savings Account (HSA), Health Reimbursement Account (HRA) and Flexible Spending Account (FSA)
The company has been delivering construction materials expertise for over a century, contributing to the evolution of modern construction techniques.
As one of the largest suppliers in North America, it provides high-quality cement, aggregates, and concrete for various sectors.
The company’s products are integral to the construction of everything from highways and bridges to residential homes and commercial spaces.
A recognized leader in sustainability, delivering eco-friendly solutions to reduce the carbon footprint of construction.
Strong presence across North America includes a network of plants, terminals, and distribution sites, ensuring reliable delivery and service.
Committed to enhancing communities with durable and sustainable materials, supporting advancements in construction techniques and material science.
Culture + Values
We are committed to safety and aim for zero harm in all areas of our operations.
We embrace collaboration and actively work together to solve challenges.
We foster a culture of continuous improvement and innovation.
We value responsibility and are dedicated to the highest ethical standards.
We promote accountability at all levels of the organization.
Environment + Sustainability
2050
Net Zero CO2 Target
Aiming to achieve net-zero carbon dioxide emissions by 2050, balancing emissions with removals.
30%
CO2 Reduction Target
Aiming for a 30% decrease in carbon dioxide emissions by 2030 compared to current levels.
100%
Renewable Energy Target
Committed to sourcing all energy needs from renewable sources in North America by 2025.
20%
CO2 Emissions Reduction
Reduced carbon dioxide emissions per ton of product by 20% since 1990.
Active investment in sustainable products and solutions, including low-carbon concrete.
Inclusion & Diversity
24% Leadership Roles
Women in Leadership
Currently, women hold 24% of leadership positions within the organization, reflecting the company's progress in achieving gender balance at senior levels.
50% Global Workforce
Diverse Backgrounds
The company has a 50% representation of employees from diverse backgrounds in its global workforce, indicating a strong commitment to inclusivity.
30% by 2025
Women in Management
The organization aims to reach 30% women in management roles by 2025, showcasing its dedication to advancing gender equality in leadership.
Implemented mentorship and leadership programs to support career advancement for underrepresented groups.
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