Description
credit monitoring
loan underwriting
deal structuring
portfolio reporting
risk rating
client liaison
The Portfolio Manager serves as a key member of the banking team, responsible for maintaining underwriting quality, portfolio administration, and overall credit health. The role ensures compliance with regulatory standards while actively seeking opportunities to deepen customer relationships through tailored financial products and services. Success in this position requires close collaboration with account officers and internal departments to grow fees, deposits, and portfolio revenue.
- Manage credit and monitor portfolio risks
- Grow fees, deposits, and portfolio revenue by presenting financial solutions
- Conduct preliminary evaluation and underwriting of loan proposals
- Meet or exceed assigned volume/production goals
- Recommend changes to lending policies and procedures
- Handle full loan request cycle: financial analysis, term sheet preparation, proposal writing
- Obtain third‑party appraisals and environmental reports ensuring compliance
- Identify loan concerns and discuss with account officers
- Liaise with Credit Department, prepare risk rating change proposals, facilitate approvals
- Coordinate information between client and internal departments during loan process
- Communicate and finalize loan closings
- Oversee renewals, document tickler, and covenant tracking
- Monitor loan documentation exception reports and resolve promptly
- Monitor financial statement exception reports and resolve promptly
- Work with Account Officers to manage maturing/re‑pricing loans and identify new business
- Troubleshoot and manage delinquent accounts
- Generate and provide loan portfolio reports as needed
- Participate in team sales calls and attend external business‑development events
Requirements
business degree
5 years
credit underwriting
financial analysis
microsoft office
communication
Candidates should possess a bachelor’s degree in business, finance, or a related field and at least five years of banking experience with a focus on credit and loan underwriting. Strong analytical, communication, and interpersonal skills, as well as proficiency with Microsoft Office, are essential for success.
- Bachelor’s degree in Business, Finance, or related field or equivalent experience
- Minimum five years of banking experience with a credit focus
- Experience in loan underwriting and formal credit training
- Ability to analyze financial statements, tax returns, and project statements
- Knowledge of loan structures, regulations, and documentation criteria
- Strong verbal and written communication skills
- Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint)
- Excellent interpersonal, customer‑relations, and sales skills
- Strong teamwork ethic and ability to work independently in a fast‑paced environment
- Willingness to travel within the local market as needed
Benefits
The position offers a competitive base salary ranging from $100,000 to $120,000, complemented by a biannual bonus structure. A comprehensive benefits package includes medical, dental, and vision coverage, 401(k) matching, paid time off, and support for continued education.
- Base salary $100,000‑$120,000 with biannual bonus
- 100% premium‑paid medical insurance
- Dental and vision insurance
- 401(k) with company match
- Support for continued education and professional development
- Paid time off
Training + Development
Information not given or found
