Loan Review Senior Consultant

Description

• Document observations and variations and discuss with the client
• Review samples of commercial loans to ensure acceptable credit standards are maintained and loans conform to established company policy and applicable regulatory requirements
• Use relevant experience and research skills to think beyond the policy/procedures and assist clients on complex issues or ideas that benefit the client
• Work on internal projects, propose time saving measures and contribute to team goals
• Document compliance with loan policies, lending procedures and applicable regulations
• Examine credit risks within loan portfolios and the appropriateness of risk grades for the loans reviewed
• Apply lending/credit policy, product and loan guidelines, and a high level of judgment, in assessing applicant's credit worthiness
• Conduct activities consistent with established banking policies, procedures and systems, including the Bank Secrecy Act and all applicable State and Federal laws and regulations
• Contribute to business development work as assigned
• Review documentation relating to originations and renewals, appraisals, collateral, insurance, flood certification(s) etc
• Provide guidance, coaching and feedback to less experienced team members and serve as the first point of contact for their questions

Requirements

• About 10-20% travel to client locations in IL and WI
• Working knowledge of commercial lending, agricultural lending, real estate development and construction lending, and required documentation
• 10+ years of experience with credit underwriting, portfolio management, commercial lending, regulatory review, or loan review; experience with loan workouts or distressed credits is preferred
• Proactive nature and ability to think outside the box
• Bachelor’s degree in business, finance, accounting, or related field
• Ability to effectively communicate any weaknesses in loan administration or other matters requiring attention with clients
• Exceptional understanding of regulatory policies and financial risk management
• Strong analytical skills and proficiency in financial modeling. Experience with loan review systems preferred
• Knowledge of the latest financial regulations and compliance standards

Benefits

Training + Development

Interview process

Visa Sponsorship

Security clearance