Senior Credit Analyst at Palm Harbor Homes in Plano, TX | Kablio

Role

Description

credit review

loan review

ratio calculation

qc interface

survey review

training

Reviews credit bureaus ensuring borrower credit meets program guidelines
Reviews loan submissions from Loan Officers and Loan Processors
Calculates qualification ratios for loans
Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines
Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request
Ensure loans meet program requirements
Conducts trainings with Regional Sales Managers as requested
Develops and maintains positive working relationships with co-workers
Interfaces with 3rd party QC vendors to ensure loans originated met established guideline
Reviews surveys, title policies, and appraisals
Trains and mentors Lending Associates and Credit Analysts
Answers questions for Credit Analysts, Loan Officers, Lending Associates, and Loan Processors

Requirements

ba/bs

underwriting

manufactured lending

microsoft office

analytical

strategic

Self-starter with strong organizational skills
Highly organized, consistent, and solutions focused
Employ a strong sense of urgency and ownership in all activities
Strong ability to strategize and prioritize efforts to achieve goals
Strong understanding of home only lending
Strong interpersonal skills and ability to work well with a wide range of people
BA/BS degree required in Marketing, Business, Accounting, Finance or Management
Excellent written, verbal and interpersonal communication skills
Excellent analytical skills
Strong research and critical thinking skills
3+ years of experience underwriting manufactured housing home only loans
Strong work ethic with an ability to meet deadlines while multi-tasking
4+ years of experience in manufactured housing lending
Positive & professional demeanor
Superior attention to detail and accuracy
Must consistently demonstrate professionalism while effectively collaborating in a team environment
Working knowledge of Microsoft Office and financial calculator
Superior organization and time management skills with the ability to multi-task
Excellent decision-making, customer service and problem-solving skills
Excellent ability to identify and resolve problems in a timely manner
Strong understanding of land home lending for factory-built housing
Self-motivated with the ability to work independently

Benefits

Paid Holidays
Competitive Salary plus bonus
Generous PTO
401K Match
Medical/Dental/Vision Insurance
Life /Disability/Accidental Insurance and much more!

Training + Development

Information not given or found

Interview process

Information not given or found

Visa Sponsorship

no visa sponsorship; applicants must already be authorized to work in the u.s.

Security clearance

Information not given or found

Company

Overview

Founded with a commitment to providing quality, affordable housing solutions across the country.
Specializes in designing and constructing modular and manufactured homes that cater to various living preferences.
Offers a diverse range of customizable home options, from single-section to large multi-section homes.
Builds homes with modern features and energy-efficient solutions to meet contemporary needs.
Has established a strong presence across multiple states, with a reputation for quality craftsmanship.
Pioneered the concept of factory-built homes, revolutionizing the industry by making homeownership more accessible.
Operates a comprehensive network of retail centers and independent dealers to ensure broad availability of homes.
Known for offering a range of financing options to help buyers achieve their dream of homeownership.

Culture + Values

Customer satisfaction and quality craftsmanship form the foundation of our approach.
Commitment to delivering homes that surpass expectations and offer lasting value.
Safety is prioritized to ensure a safe working environment for all employees.
A culture of teamwork, trust, and respect is fostered among employees, suppliers, and partners.
Continuous improvement is integral to operations, enhancing both products and services.

Environment + Sustainability

Net Zero by 2030

Carbon Footprint Goal

Aim to achieve a net zero carbon footprint, demonstrating a commitment to sustainability and environmental stewardship.

Building homes with energy-efficient features and materials.
Incorporating sustainable building practices into both home production and operations.
Reducing energy consumption and minimizing waste in manufacturing processes.

Inclusion & Diversity

Promotes an inclusive work environment where all employees are valued.
Actively supports gender diversity with women holding leadership roles.
Has set specific goals for increasing the representation of women and other underrepresented groups in leadership positions.

Articles

Palm Harbor Homes About Us

Careers at Palm Harbor Homes

Palm Harbor Homes Blog

Role

Description

credit review

loan review

ratio calculation

qc interface

survey review

training

Reviews credit bureaus ensuring borrower credit meets program guidelines
Reviews loan submissions from Loan Officers and Loan Processors
Calculates qualification ratios for loans
Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines
Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request
Ensure loans meet program requirements
Conducts trainings with Regional Sales Managers as requested
Develops and maintains positive working relationships with co-workers
Interfaces with 3rd party QC vendors to ensure loans originated met established guideline
Reviews surveys, title policies, and appraisals
Trains and mentors Lending Associates and Credit Analysts
Answers questions for Credit Analysts, Loan Officers, Lending Associates, and Loan Processors

Requirements

ba/bs

underwriting

manufactured lending

microsoft office

analytical

strategic

Self-starter with strong organizational skills
Highly organized, consistent, and solutions focused
Employ a strong sense of urgency and ownership in all activities
Strong ability to strategize and prioritize efforts to achieve goals
Strong understanding of home only lending
Strong interpersonal skills and ability to work well with a wide range of people
BA/BS degree required in Marketing, Business, Accounting, Finance or Management
Excellent written, verbal and interpersonal communication skills
Excellent analytical skills
Strong research and critical thinking skills
3+ years of experience underwriting manufactured housing home only loans
Strong work ethic with an ability to meet deadlines while multi-tasking
4+ years of experience in manufactured housing lending
Positive & professional demeanor
Superior attention to detail and accuracy
Must consistently demonstrate professionalism while effectively collaborating in a team environment
Working knowledge of Microsoft Office and financial calculator
Superior organization and time management skills with the ability to multi-task
Excellent decision-making, customer service and problem-solving skills
Excellent ability to identify and resolve problems in a timely manner
Strong understanding of land home lending for factory-built housing
Self-motivated with the ability to work independently

Benefits

Paid Holidays
Competitive Salary plus bonus
Generous PTO
401K Match
Medical/Dental/Vision Insurance
Life /Disability/Accidental Insurance and much more!

Training + Development

Information not given or found

Interview process

Information not given or found

Visa Sponsorship

no visa sponsorship; applicants must already be authorized to work in the u.s.

Security clearance

Information not given or found

Company

Overview

Founded with a commitment to providing quality, affordable housing solutions across the country.
Specializes in designing and constructing modular and manufactured homes that cater to various living preferences.
Offers a diverse range of customizable home options, from single-section to large multi-section homes.
Builds homes with modern features and energy-efficient solutions to meet contemporary needs.
Has established a strong presence across multiple states, with a reputation for quality craftsmanship.
Pioneered the concept of factory-built homes, revolutionizing the industry by making homeownership more accessible.
Operates a comprehensive network of retail centers and independent dealers to ensure broad availability of homes.
Known for offering a range of financing options to help buyers achieve their dream of homeownership.

Culture + Values

Customer satisfaction and quality craftsmanship form the foundation of our approach.
Commitment to delivering homes that surpass expectations and offer lasting value.
Safety is prioritized to ensure a safe working environment for all employees.
A culture of teamwork, trust, and respect is fostered among employees, suppliers, and partners.
Continuous improvement is integral to operations, enhancing both products and services.

Environment + Sustainability

Net Zero by 2030

Carbon Footprint Goal

Aim to achieve a net zero carbon footprint, demonstrating a commitment to sustainability and environmental stewardship.

Building homes with energy-efficient features and materials.
Incorporating sustainable building practices into both home production and operations.
Reducing energy consumption and minimizing waste in manufacturing processes.

Inclusion & Diversity

Promotes an inclusive work environment where all employees are valued.
Actively supports gender diversity with women holding leadership roles.
Has set specific goals for increasing the representation of women and other underrepresented groups in leadership positions.

Articles

Palm Harbor Homes About Us

Careers at Palm Harbor Homes

Palm Harbor Homes Blog